About 5.1 million homeowners in the United States are still living with the consequences of the global financial crisis, according to a new report by Attom.

Gail and Michael had planned on retiring by relying on the equity in their home.

Instead, Gail finds herself commuting two hours a day from Monroe County, Pennsylvania to the Bronx to continue working as a special education teacher.

Buyers dried up just as quickly as lenders tightened up, after the crisis.

He said land restrictions and sales to international buyers have helped buoy demand in those areas.

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